Most people would be helped if you change the damn code for the crowd.
This was already in DR 1 and D4 only optimized for AMD cards, which is why Nvidia users should change this option to 'LOW'. (There isn't much visible difference, especially while driving - 'LOW' is important)
In terms of frame rate, it's like day and night. (But don't turn them off completely, because technically you still have a invisible crowd you can drive into)
The card doesn't matter as long as it is a nvidia card, be it with a 960 4G and a old i5 CPU or with a RTX2070 and a new i7, it's the same well-known pr